Medical Insurance
The cost of health care, services, and medical expenses in the United States is generally very high, and the University is required to guarantee medical insurance to all international students on the F-1 or J-1 visa status. Therefore, students are required to purchase University’s insurance. Please Watch:

The University contracted the most cost effective medical insurance with LewerMark Student Medical Insurance. Watch the following video for more details regarding health care plan, urgent care information, medical emergency, etc. at your convenience.

Also, visit www.lewermark.com and watch this instructional video:

Estimated cost of Student Medical Insurance 2020-2021 (determined by the University’s Business Office)

Semester Coverage Period Cost
Fall 2020 August 15 – November 25 $414.30
Winter 2020 November 26 -Jan 14 (Required for students staying in the U.S. during this time) $205.00
Spring 2021 January 15 – May 15 $490.00
Summer 2021 May 15 – August 14 (Required for students taking Summer course, Voluntary for students staying the U.S.) $370.05

Cost each month is $122.35.

Returning international student athletes are also expected to maintain health and medical insurance through the University. Please direct any questions to Blaise Kriley, Athletic Trainer, by calling (816) 271-4597 or send email to bkriley@missouriwestern.edu.

Students who are sponsored by their governments such as the Saudi Arabia Cultural Mission, Kuwait Cultural Mission, and the Omani Cultural Mission, are generally exempt from the University insurance. The International Center office reserve the right to request proof of insurance coverage translated into the English language at any time.

Esry Student Health Center (University on-campus)
Students should visit Esry Student Health Center for every NON-emergency or NON-urgent health concern. Most services, medicine and/or immunization given at the center will be charged directly to the appropriate insurance company, normally, at no additional or out-of-pocket cost to students.  However, students are charged fees if he/she missed health appointments.

Location: Blum Student Union, Room 203
Phone: 816-271-4495
Clinic hours: Monday-Thursday, 8:00 AM – 4:30 PM
Office hours: Monday-Friday, 8:00 AM – 4:30 PM
Website: www.missouriwestern.edu/student-services/health-center/

Urgent Care at St. Joseph
The city of St. Joseph has the Urgent Care of St. Joseph that you can visit without an appointment. When you go to the doctor’s office, you might have to present your ID (a passport or a driver’s license) and insurance card. Also, even if you have insurance, you may need to pay a small fee normally under $50, which is called a co-pay or out-of-pocket expenses.

Address: 1115 North Belt Highway, St. Joseph, MO 64506
Phone: (816) 271-7077;   Fax: (816) 271-0421
Hours: Monday -Saturday 9:00 a.m. – 7:00 p.m., and Sunday 9:00 a.m.  – 2:00 p.m.